I applied for an Orchard Bank card online on April 17th. I took a week and a half to get my welcome email and credit limit, and I still haven't got my card yet. I'm going out of town in a week and was hoping to have this card when I leave in case of emergencies. It's my first card since my bankruptcy and looking forward to using it wisely to rebuild credit -- if I get ever get it!!!!

I just got approved online for an orchard bank platinum unsecured card, but as I have been researching on the internet, half of the people who have obtained them say that their experiences were great and the other half say they got scammed. Is this a scam and how has your experience with orchard bank been?